Why is a capitalist healthcare market especially important if you were born with or have developed a preexisting condition, or if you have otherwise financially fallen on hard times?

A health insurance market providing coverage for present and future serious illnesses from the day you are born spreads the risks among all insured resulting in reasonable insurance rates. And, because you don’t have to change insurance when your employment changes, you are rarely put in a situation where an insurance company would reject you because of your health profile. As a result, the issue of pre-existing conditions largely goes away.

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